Top 5 articles of 2019

5. Books. Do we need them anymore?

Why do we keep books? To read them again? How many do we ever read a second time? I worked it out.For me not many.

This lead to a second post on my technique for streamlining my book collection.

4. Living in a converted barn.

This was something my wife and I tried on a trip away this year. Check out the pictures. I still reckon it could be possible long-term. We really don't need as much space as we have.

3. What's your retirement age?

It's not 67. At least it doesn't have to be. If we spend less, compulsory work can become optional at a very early age. It could even be in your 30s.

2. The automatic guest room

On the same trip as number 4, we stayed with a friend who (with some clever furniture) converts her living room into another bedroom. It's a clever way to be able to have guests, but without paying a heap of money for a bigger place.

1. Don't dump on charities

This time last year, Marie Kondo's documentary hit Netflix - and decluttering became trendy. Combined with post-Christmas cleanup, new year's resolutions and (in Australia) summer holidays) donations to charity surged.

Trouble is that it already costs charities 8-figure sums each year to dispose of the "donations" left outside their store.

In my post I put forward a better solution

Want more?

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Happy New Year

Hope your 2020 is a year of less. Less stuff, less clutter, less expenses, less debt, less pressure and less stress. :)

Comments

What to do with 128 pens?

I never need buy a pen again. Ever. The pen round-up. I searched the house for pens and gathered them up. We had 128. Woah - that's more than I expected. Then it was test-time. (You can get a lot done watching summer sport ;). Good ones went on the table. Broken ones in the box. Pen operations I saved a few 'broken' pens, by taking working insides and matching them with functional outsides. Particularly much-loved pens, for sentimental reasons, were given a life-extending 'ink transplant'. Final Tally We ended up with 67 broken pens and 61 good ones. And about 10 pencils. What to do with 67 broken pens? In my city Biome recycles pens . It's as easy as taking them into the store and dropping them into the giant collection box. Decluttering and recycling together - I love it. A lifetime of pens An average pen writes 45,000 words. So that dedicated shopping list pen on the fridge could write a 20-word shopping list for 43 years. Our 61 pens repre...

How to waste a year's wages

A friend recently asked me why it is that so many people (on good incomes) are struggling to save. Often the big three money areas are housing, transport and food. In one sense these are necessary items. But what we spend on them is often way more than necessary. I crunched some numbers on how much extra my wife and I could spend on these things - if for some reason we wanted to burn our money. 1. Housing Our apartment is fairly nice, but also cost-effective. I've mentioned how choosing it saves us $1,800 per year , compared to a similar one we saw. The high end of 2-bedroom apartments in our suburb is $305 per week more than our apartment. Not $305 per week. $305 per week more than ours is. I cannot get over that. Sure it's new and modern-looking, but that's a lot of money. It's an extra $15,860 per year above what we pay. 2. Transport The Australian Automobile Association lists the costs of owning and running a car. It includes many often-overlooked c...

Why millionaires don't "feel" rich

We're wealthier than ever - so why don't we feel like it? Australia has gone almost three decades without recession. The stock market recently hit a record high. Our wages are record highs. Home loan rates are at record lows. We live in one of the richest countries in the world at the richest point in history. So what's wrong? Comparison Wealth is relative. So what do we compare to? Where we expect to be? "When your wages growth is only 2 or 3 per cent, you don't feel as well-off as when it's going up 10 per cent. That's that nominal distortion that people often suffer from" , says economist Shane Oliver, and that "expectations have grown a lot faster than reality." We're earning more than last year, but we want even more. So compared to our imaginary situation, we see ourselves as worse off. What we see around us? Shane Oliver again. "If you think about it - Australians today are a lot wealthier. They're living far ric...

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