Which do you prefer?

My wife and I have sold more than 200 items online as we've been downsizing. We've made a fair bit of cash, and also learnt a thing or two along the way.

I've put some of our tips in a small ebook. In the spirit of downsizing and less-is-more I've kept my cover design fairly simple. Which one do you prefer and why? Let me know in the comments.

The ebook it will be a free download to those subscribed to But Wait There's Less.

Update: The book is now available.

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How much super will we have?

Will we be OK in old age? How much will we have? One of the great things about living in Australia is superannuation. Our employers are required to pay into an investment account for our retirement. In recent times, my wife and I have been in several conversations with friends who are wondering (or worried) if their balance will be enough. That's what inspired this article. Great question It's a great question to ask, especially around the age of 35 to 40. At that point, old age is less of a distant abstract concept. It's becoming a medium-term reality. At 35 the number of years of living off super is possibly more than half of your remaining years. At 40 you may consider yourself about half way through your working life. Looking at your balance, it's easy to think that twice that balance may not be enough. Read on, because I have good news for you. It's better than you might think As I've mentioned in earlier posts, compound growth means the investment grows f

What is clutter anyway?

Today we're doing some cleaning up of the apartment, so this quote about clutter is quite pertinent. Clutter is the physical manifestation of unmade decisions fuelled by procrastination. Even as I look around the desk where I type this I can see examples of that. Perhaps that's why it feels good once we do get around to clearing the clutter. At tidy home (or office) with less mess is appealing - but perhaps it's mental as well as visual. The satisfaction of completing the things we want to do is such a good feeling. So much better than staring at physical reminders of half-finished (or not yet started) actions.

Will robots take your job?

The future could be very different. It's one reason I started this blog. What will technology mean for jobs? For incomes? For society? So I was excited to find Will Robots Take Your Job? at my local library. What does the book say? There's always been technological change and we've always found jobs. As the more laborious jobs were taken by machines, we took on higher skilled jobs, moving further up the "skill ladder". The main question is whether this time is different. Will the "skill ladder" continue to have higher rungs for humans to move on to? Will these rungs appear as quickly as the current rungs disappear? Either way we're headed for significant disruption. Either large-scale re-training of our workforce or massive unemployment. The author despairs that our leaders seem not to talk about this - and worse still, not have a plan for it. Farmers or horses? In 1870 about 75% of Americans worked in agriculture and used 25 million hors

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