The power of part-time

The Project had this short but revealing story on a study of work hours. Turns out that the perfect amount of working hours per week is 25. Working about this amount increases your brain function, your productivity, your free time and your happiness.

What was interesting was the talk afterwards by the hosts. Comments like "but who's going to pay the mortgage?" and "you get the same pay" indicated that the biggest obstacle is in our heads.

Australians have the largest houses in the world. The only reason we get such big and expensive houses is to 'keep up with the Joneses'. But that doesn't actually make us happy. It doesn't make up working an extra 2 days each week.

If we could free ourselves from traps like this, we could set up our lives around things that actually make us happy. Such as having 4-day weekends.

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How to waste a year's wages

A friend recently asked me why it is that so many people (on good incomes) are struggling to save. Often the big three money areas are housing, transport and food. In one sense these are necessary items. But what we spend on them is often way more than necessary. I crunched some numbers on how much extra my wife and I could spend on these things - if for some reason we wanted to burn our money. 1. Housing Our apartment is fairly nice, but also cost-effective. I've mentioned how choosing it saves us $1,800 per year , compared to a similar one we saw. The high end of 2-bedroom apartments in our suburb is $305 per week more than our apartment. Not $305 per week. $305 per week more than ours is. I cannot get over that. Sure it's new and modern-looking, but that's a lot of money. It's an extra $15,860 per year above what we pay. 2. Transport The Australian Automobile Association lists the costs of owning and running a car. It includes many often-overlooked c...

Less Clutter More Cash - now available

Do you feel like you have too much stuff? Is your home full of things you never use? Would you like to swap them for cash? We did My wife and I have sold more than 550 items online as we downsize and we've learnt a bit along the way. I've put some of our best tips into this handy ebook. I hope you can use these tips so you too can have less clutter and more cash. Enter your email address below to receive the book for free. Less Clutter More Cash Get my new ebook for free. PS. This will subscribe to the But Wait There's Less email list, so you'll know when the new updated version of the book is available. You can unsubscribe at any time.

You know what to do. Ignore this ad!

Yes, jewellery stores pump out the ads around valentine's day - that's no surprise. After all it's a made-up day designed to sell more stuff at higher prices. But this year they seem extra desperate to sell stuff we don't want, with the "You know what to do" campaign. I reckon the sales team are scared by the number of couples that have realised that love is not in physical merchandise but in quality time. So they've made an ad exactly about these people. The message seems to be aimed straight at guys to say "even if you and your partner agree not to waste money on jewellery, you should buy her some anyway". Apparently in a relationship it's important to ignore what your wife or partner says and do what profit-motivated corporations tell you to do. I tend to disagree. If you're interested have a look - it's interesting to see how transparent it is.

But wait... there's less!

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