But wait... there's less!

I write about investing, because it's a key part of life. Spending less and investing means an automatic income. An automatic income means we can work less (if we choose) and definitely stress less. But where to invest? What to invest in? Many people expect their money to be invested responsibly and ethically - rather than making money through things like cigarettes, weapons, casinos, adult entertainment, environmental destruction, and pollution from fossil fuels. Those are all things we could probably do with less of. So how do we invest to get good returns - and to have a positive effect on the world? Here are some sources I've seen: Ethical Investing in Australia At Frugality and Freedom , Michelle has done a fair bit of research into Ethical Investing in Australia . For herself, she's chosen Bank Australia for banking, Australian Ethical for superannuation, and two exchange-traded funds ( FAIR and ETHI ) for her share investing outside of super. She also gives detail

Which is more important? Our money or our life? So why do we trade away so much of our life? Vicki Robin's classic book takes an in-depth look at how we can have a better relationship with money. Here are some of my highlights, though there's so much more great value in the book. I found it so inspirational after reading the foreword and the first chapter. While the backbone of the book is a 9-step plan, there are two concepts that really stand out - even if you never start the plan. One is the idea of "life energy" and our "real hourly wage". The other is the point of enough. Life Energy What is money? Vicki Robin comes to the conclusion that it is a form of life energy. It might sound a bit new-age, but it's like the old business saying "time is money". We exchange our time, and our physical and mental energy to get this thing called money. So when we use it we are effectively spending our life. The exchange rate Spending money is almost like