Top 5 articles of 2019

5. Books. Do we need them anymore?

Why do we keep books? To read them again? How many do we ever read a second time? I worked it out.For me not many.

This lead to a second post on my technique for streamlining my book collection.

4. Living in a converted barn.

This was something my wife and I tried on a trip away this year. Check out the pictures. I still reckon it could be possible long-term. We really don't need as much space as we have.

3. What's your retirement age?

It's not 67. At least it doesn't have to be. If we spend less, compulsory work can become optional at a very early age. It could even be in your 30s.

2. The automatic guest room

On the same trip as number 4, we stayed with a friend who (with some clever furniture) converts her living room into another bedroom. It's a clever way to be able to have guests, but without paying a heap of money for a bigger place.

1. Don't dump on charities

This time last year, Marie Kondo's documentary hit Netflix - and decluttering became trendy. Combined with post-Christmas cleanup, new year's resolutions and (in Australia) summer holidays) donations to charity surged.

Trouble is that it already costs charities 8-figure sums each year to dispose of the "donations" left outside their store.

In my post I put forward a better solution

Want more?

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Happy New Year

Hope your 2020 is a year of less. Less stuff, less clutter, less expenses, less debt, less pressure and less stress. :)

Comments

5 Reasons why we hoard - and they're wrong

"Less is More" is one of the catch-cries of downsizing. Often the fewer things we have the more we value them. So it's a great title for a book that's basically a manual for how to de-clutter your home. The introductory chapter of Less is More: How to De-clutter Your Life gives some great insights into why we find it so hard to reduce our stuff. Here are 5 of them - the last one is one of the biggest for me. 1. The cost of holding on. We were raised by our parents and grandparents and in their day items were expensive and space was cheap. It made sense in those days to hold onto stuff just in case you ever needed it. But today housing is expensive and items are cheap. It's hard to change a habit, but now we save much more by downsizing. 2. Keeping it in the family. For some reason we prefer to give things to those close to us. Again this was viable in the days of big families and lots of children to receive hand-me-downs. But these days we have smaller fa...

20 unplugged ideas

May 1-7 is Screen-Free Week . It's about spending time away from the screen and more time with each other - or doing things we love. It's a great chance to break the work-tired-watchTV-ads-shop-work cycle. This list of twenty alternative ideas is great for screen-free week. It's also a great reminder of things we could enjoy if we're shopping and spending less - and maybe working less and enjoying life more.

How much super will we have?

Will we be OK in old age? How much will we have? One of the great things about living in Australia is superannuation. Our employers are required to pay into an investment account for our retirement. In recent times, my wife and I have been in several conversations with friends who are wondering (or worried) if their balance will be enough. That's what inspired this article. Great question It's a great question to ask, especially around the age of 35 to 40. At that point, old age is less of a distant abstract concept. It's becoming a medium-term reality. At 35 the number of years of living off super is possibly more than half of your remaining years. At 40 you may consider yourself about half way through your working life. Looking at your balance, it's easy to think that twice that balance may not be enough. Read on, because I have good news for you. It's better than you might think As I've mentioned in earlier posts, compound growth means the investment grows f...

But wait... there's less!

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