Top 5 articles of 2019

5. Books. Do we need them anymore?

Why do we keep books? To read them again? How many do we ever read a second time? I worked it out.For me not many.

This lead to a second post on my technique for streamlining my book collection.

4. Living in a converted barn.

This was something my wife and I tried on a trip away this year. Check out the pictures. I still reckon it could be possible long-term. We really don't need as much space as we have.

3. What's your retirement age?

It's not 67. At least it doesn't have to be. If we spend less, compulsory work can become optional at a very early age. It could even be in your 30s.

2. The automatic guest room

On the same trip as number 4, we stayed with a friend who (with some clever furniture) converts her living room into another bedroom. It's a clever way to be able to have guests, but without paying a heap of money for a bigger place.

1. Don't dump on charities

This time last year, Marie Kondo's documentary hit Netflix - and decluttering became trendy. Combined with post-Christmas cleanup, new year's resolutions and (in Australia) summer holidays) donations to charity surged.

Trouble is that it already costs charities 8-figure sums each year to dispose of the "donations" left outside their store.

In my post I put forward a better solution

Want more?

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Happy New Year

Hope your 2020 is a year of less. Less stuff, less clutter, less expenses, less debt, less pressure and less stress. :)

Comments

Less Clutter More Cash - now available

Do you feel like you have too much stuff? Is your home full of things you never use? Would you like to swap them for cash? We did My wife and I have sold more than 550 items online as we downsize and we've learnt a bit along the way. I've put some of our best tips into this handy ebook. I hope you can use these tips so you too can have less clutter and more cash. Enter your email address below to receive the book for free. Less Clutter More Cash Get my new ebook for free. PS. This will subscribe to the But Wait There's Less email list, so you'll know when the new updated version of the book is available. You can unsubscribe at any time.

Big motivator for small living

It's been a while between posts here - mainly because we've been moving house. It's been a real motivator for downsizing. Packing each and every item we owned, really makes me wish there were fewer of them. Moving everything from the old apartment to the new one made me envious of those people who live in a "tiny house on wheels". For them moving house simply means towing it to a new location. No packing required. The whole process has reaffirmed our commitment to owning less stuff. So we're going to be intentional about downsizing. It will be an ongoing activity. My environmental heart couldn't stomach a spontaneous dumping of things into the garbage, but it's also more fun this way. Selling things online brings in some handy pocket money. Giving items away is also a great community activity, whether it is to friends and family, to charity or to people in the neighbourhood. I'm looking forward to it as a lifestyle rather than a task to do....

Motivated money - book review

This book is often recommended. The author sees shares as safer than term deposits, prefers low dividends and isn't keen on property. I was keen to read it. Here are my highlights: Two tips Spend less than you earn. Borrow less than you can afford. Those two tips alone would help so many people. Assets and liabilities What we often call assets are really liabilities (they cost us to maintain). Houses, cars, boats can be liabilities - useful for "status or position in the pecking order" . He uses the example of a retiree with $3 million in assets. A million dollar house, a million dollar boat and two $500k cars. They sound wealthy but how will they buy food, let alone pay the ongoing costs of all those items. By contrast, assets bring in an income. Attitude to shares He says the sharemarket is our friend, and "provided it is treated with respect, it creates appropriate wealth for all those who use it sensibly. However if we approach it as a gambler, we need to be prep...

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